Zions Bank has just opened an opportunity for a Commercial Portfolio Manager in the Salt Lake City Commercial Banking group. If you’re ready for the next rung on your career ladder, this may be your opportunity.
Ideal candidates will have the skills and experience necessary to:
- Underwrite and service a portfolio of commercial loan relationships.
- Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations.
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
- Provide customer service through clear communication skills, approachability, and working knowledge of all processes.
- Manage existing client relationships.
- Assist Relationship Managers and Branch Managers with credit requests.
- Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
- Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
- Remain flexible and support other responsibilities as needed for the business.
What you need to bring to the table:
- Typically requires a Bachelor’s degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
- Comprehensive understanding of underwriting.
- Advanced knowledge of commercial and/or related lending required.
- Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc.
- Experience with bank loan and deposit systems preferred:
- Credit Lead
- Aviva
- Tax Analysis
- Moody’s
- Excellent writing and verbal communication skills and confidence in working with internal and external senior level individuals.
- Advanced level expertise with MS Office – most particularly with Excel.
